Little Known Facts About Your Credit Score
Jeff Little
Little known facts about YOUR credit report ...
Changes are afoot! According the U.S. Federal Trade Commission (FTC), you are entitled to a FREE copy of your credit report if you meet any of the following guidelines:
·Are unemployed and are planning to look for a job within 60 days. ·Are currently on welfare. ·Are a victim of identity theft and your report is inaccurate because of this fraud.
And since September 2005, every person is entitled to - and can get a copy of--his credit report for free once every 12 months, thanks to new rules set down by the FTC.
Oh, so you say you already have a copy of your report. And it's just as you suspected. It needs a major overhaul. Don't be so depressed. Millions of Americans are in the same position as you. It's not hopeless.
So now what do you do with it? You have three options. You can just be fatalistic about it and pay the exorbitant interest rates associated with poor credit. Or you can trust a credit-repair company of questionable origins to make the necessary changes on your behalf--depleting probably an already finite supply of income. Or the third option is to repair your credit report yourself.
You say you would love the third choice, but don't know where to begin? That's http://www.cleaning-up-bad-credit.com comes in. In only a matter of minutes, you'll find insider tips about quick and easy ways to boost your credit score. http://www.cleaning-up-bad-credit.com is written by experts in the lending field, so you can trust their advice.
There are scores of different articles all aimed at helping you overcome your bad credit. And it doesn't really matter how the poor credit occurred - through your temporary financial misfortune (who among us these days have not experience a layoff, a major illness or even a divorce that has played havoc with our finances) or through the ever-growing fraud of identity theft. More people than ever before have fallen victim to this crime.
If you believe there is nothing you can do about your bad credit, you're wrong. Just visit http://www.cleaning-up-bad-credit.com to begin your journey to better credit. You know that Victorian house you've had your eye on, but just knew you couldn't get the loan for. Now it's within in reach - as are many of the better things in life.
About the author: Jeff Little has worked in the credit and finance buisness for the past 8 years and invites you to visit his free and informative website at http://www.cleaning-up-bad-credit.com for the latest credit information available. Visit Today!!
The latest information and news on Credit Repair:
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Credit Repair: Beyond the Fair Credit Reporting Act (Wellsville Daily Reporter)
(ARA) - Bad credit can happen to good people. On a day-to-day basis, you can't control all the factors that influence your credit score. What's more, credit reports often contain errors.
Free Credit Repair Secrets Teach Consumers How To Fix Ugly Credit (PR Web via...
Sarasota, FL (PRWEB) November 9, 2006 -- FixMyUglyCredit has launched a free credit repair e-course at www.
Avoid Home Repair Nightmares (The Motley Fool)
Americans spent more than $200 billion on home repair/remodel projects in 2005 and have shown few signs of slowing up in 2006, which means that there are a whole lot of very happy contractors out there, bank accounts bulging. But their happiness doesn't necessarily equate with the homeowner's.
Free Credit Repair Secrets Teach Consumers How To Fix Ugly Credit (PR Web)
From the comfort of home, people with damaged credit can fix their own credit with free step-by-step, easy-to-understand strategies and secrets from FixMyUglyCredit.com. (PRWeb Nov 9, 2006) Trackback URL: http://prweb.com/pingpr.php/WmV0YS1NYWduLVByb2YtUGlnZy1NYWduLVplcm8=
Bad Credit and Home Refinance (Kewanee Star Courier)
(ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?
Avoid Home Repair Nightmares (The Motley Fool)
How to find the right person for the job.
Managing Your Credit Can be as Easy as Clicking a Mouse (Ridgecrest Daily Ind...
(ARA) - Managing your credit can be like balancing a plate in an old circus act - look away for just a moment and everything can come crashing down around you. But the task doesn't have to be that hard. In fact, online credit monitoring and management tools can make it as easy as clicking a mouse.
Police: Fake ?Uzi? taken into credit union (Fort Wayne Journal Gazette)
Two juveniles were taken into police custody Thursday morning after they were seen carrying what turned out to be a fake weapon into the Three Rivers Credit Union on Bluffton Road, police said.
Starting a PC Repair Business (Entrpreneur.com)
10 smart tips that will help you start and grow your computer repair service
The week in review (The Cincinnati Enquirer)
By now, you know the storyline from Tuesday's election: Democrats won big at the federal, state and county levels. Here's The Enquirer's take on some of the other election winners and losers.